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401k

401k

In today’s rapidly changing society and as the human race advances through generations we observe many changes that need to be made in our rules and regulations. The field of finance is a prime example of this but some times it takes a disaster to prompt lawmakers to make rule changes e.g. Enron’s unethical behavior leading to a large loss in their employees retirement funds (leading to law changes in the holding period of company stock). This article discusses the new rule changes that are taking place in relation to IRAs, 401(k)s.
The IRS has made new rules and they involve the reduction in the required minimum withdrawal at the age of 70 ½. The new rule means that you don’t have to take out as much at retirement therefore allowing you to keep more in reserve until these funds are really needed. The changes have come about due to the fact that Americans now have a longer life expectancy than before. 
These changes are great news for people who are retiring or currently retired for a number of reasons. First it is less likely that a person will

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